We designed Sundays Cyclist Insurance specifically for cyclists. With us, you have the option to insure your bicycle for the full replacement cost, even if you damage it. We also have essential coverages for you, the rider.
We have put together some policy options for you to consider.
What we cover
Our cyclist policies have been designed with you in mind. Make sure you have the right coverage when you get on your bicycle.
Our Policy Features
That feeling when you drive into your garage with your bike on the roof rack. Crunch! With Sundays your bike is covered for accidental damage. Roof rack and car, however, are not covered.
Crash your bike during riding, training or racing? With Sundays you are covered for crash damage to your bicycle. You are even covered for racing if you have selected the racing / competitive option.
With Sundays you are covered if your bicycle is stolen at or away from your home. Always remember to lock your bike with a secure bike lock.
Entrusting your bicycle to an airline or a courier? With Sundays your bike is covered for loss or damage in transit anywhere in the US or Canada and internationally if you choose our World Wide extension.
Buying the bike is just a part of the financial outlay. We’ll provide up to $500 per claim and $1,000 per policy term for any damage or loss to additional (and expensive) cycling apparel if you file a claim on your bike for damage or theft.
Traveling to do an event? If your bike is damaged or stolen while you are away from home to participate in an organized ride, Sundays will pay for renting an alternative.
If you file a claim on your bike for damage, loss or theft, as part of our standard policy we’ll provide up to $1000 ($500 per claim) for any damage or loss to additional (and expensive) spare parts.
If you race your bicycle and select racing as a usage option, your selected policy features and coverages will extend whilst you compete in events.
Traveling outside of the US or Canada with your bike? Add on our handy Worldwide Physical Damage protection to extend your Bicycle Physical Damage coverage for travel overseas.
Things could get nasty under certain circumstances. Collide with a pedestrian? Scratch the side of a shiny, new Porsche? With Sundays you can choose protection up to $100,000 for liability.
If you ride you crash at some point or another, it’s part of cycling. We hope you don’t, but if you get hurt, we will help pay some of your medical bills up to your chosen policy limit.
Vehicle contact protection
Cyclists and vehicles share the same roads and they do, unfortunately, collide. If you are hit by an uninsured vehicle or driver, we will cover your injury costs up to the benefit limit your select.
Multibikes on one policy
Adding a bike to your collection? (n+1 right?) No problem. With Sundays, you can easily add all of the bikes to one policy. Call us, and one of our specialists will help adjust your policy anytime.
Select your own deductible
We make things easy for you. We offer flexible deductibles starting at $100 up to $500 to give you options to control your bicycle insurance costs. Choose online or call us to help you amend your coverage.
Make changes to your policy anytime
Adding a new bike to your policy? Do you want to decrease your premium and increase your deductible? Give us a call, and one of our bicycle insurance specialists will help adjust your policy anytime.
Compare our cyclist insurance with homeowners & renters insurance
You might think that you are covered for certain events with your current homeowners or renters policy….think again.